We will be continually developing to add features. Support our development, be the first the try out premium features, and guide our development with your input and decisions.
| Features | Basic Free | Pro $10/mo |
|---|---|---|
| Saved simulations | 1 | Unlimited |
| Compare multiple simulations | ||
| Monte Carlo simulations and custom assets | ||
| More asset classes than the S&P 500 and 10-year Treasury | ||
| Risk-Based Guardrails spending | ||
| "Can I retire earlier?" retirement-year solver | ||
| Survivor planning (a spouse passing away) | ||
| Account withdraw order | ||
| Build your spending from an itemized budget with templates | ||
| TIPS Bond Ladder/Tent | ||
| Roth conversions & 72(t) SEPP | ||
| Bracket-filling tax-optimized withdrawals | ||
| ACA subsidy optimization | ||
| FAFSA optimizer | ||
| Bucket strategy | ||
| Preset portfolios (Golden Butterfly, All Seasons, Permanent Portfolio, etc) | ||
| Upload custom datasets | ||
| Taxes tab: lifetime taxes, and every year by type, bracket and source | ||
| Cash Flow Sankey | ||
| Year-by-year account statements | ||
| This Year's Plan: your to-do list for the year | ||
| Spreadsheet export of every start year | ||
| Developer Discord access | ||
| Priority feature requests | ||
| Support future development | ||