FIREproof's planner workspace layers an advisor tier on top of the individual product. As a planner you can build a complete retirement plan for a client with zero action on their part, optionally invite the client in as a collaborator, and deliver a white-labeled report, all on top of the same simulation engine an individual user runs.

The planner tier

• A planner subscription unlocks the Book of clients dashboard, prospect intake links, the claim & collaboration flow, and branded reports.
• Planner implies Pro across every one of your client simulations, so Pro features (bracket-fill, ACA optimization, bond ladders, account withdraw order, custom series) are available on every plan you build or edit.

Your Book of clients

You log in to your own simulation, the same as any other user. Your Book of clients is one click away in the sidebar (Sidebar → Book of clients), and it is the unit of client management:

• Prospect / Active grouping: prospects are advisor-managed plans not yet claimed; active clients have taken ownership.
• Readiness: each client shows the retirement success rate from their last run (or "not yet run").
• Next action: a short hint (review & enrich, run the plan, invite to claim, keep current).
• Open a client to load their simulations into the workspace; a banner shows which client you're viewing.

The workflow

1. Intake: send a prospect a self-serve intake link; on submit a runnable plan appears in your book.
2. Enrich: review and enrich the headline plan, then run it.
3. Claim & collaborate: invite the client to take ownership; you stay on as a collaborator.
4. Deliver: generate a branded report and email it to the client.